Advanta Platinum Rewards BusinessCard MasterCard

5% Cash Back or Travel Rewards Earn Rewards Faster with No-Annual-Fee Employee Cards Business Credit Line Up To $50,000 No Annual Fee

Advanta Platinum Rewards BusinessCard MasterCard Review

The Platinum Rewards BusinessCard MasterCard, issued by Advanta, is designed for business owners who are looking to consolidate business expenses onto one credit card account and would like to earn rewards or rebates for business purchases.

Through the reward program, cardholders earn one point for every dollar spent on all purchases made with the card. These points can be redeemed for various travel rewards or pre-paid bonus cards. There is no yearly limit to the number of points that can be earned; however, points do expire in three years. If the cardholder would prefer cash rebates instead of travel rewards, there is a rebate program available that offers between 1% and 5% cash back for purchases. Both programs are free.

Many common platinum business features can be found with this card, such as auto rental insurance, extended warranty coverage, itemized expense reports, and online account access. Cardholders are also offered discounts on various products and services from participating retailers and merchants.

The Platinum Rewards BusinessCard MasterCard has no annual fee and an attractive long term 0% introductory rate on balance transfers. This card also has a very low fixed interest rate that applies as long as payments are up to date; applicants should review the terms and conditions provided by the card issuer.

Therefore, individuals who may occasionally carry a balance and plan to take advantage of the additional benefits and services provided (especially the retailer and merchant discounts) will benefit most from what the Platinum Rewards BusinessCard MasterCard has to offer.